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Insurance Brokers and Risk Advisors to the Professionals and the Financial Services Industry

PIFRS provides a full broking service to all Professional service providers in regard to their Professional Indemnity and liability insurance covers.

Specific schemes managed by PIFRS include:
  • Architects Scheme through APIGIS
  • Engineering Scheme for members of ECSA
  • Quanitity Surveyors Scheme for members of the ASAQS
  • Financial Intermediaries for members of the FIA 
  • Accountants for members of ACCA
  • Project Managers for members of ACPM
  • Auctioneers for members of SAIA
What is Professional Indemnity & Public Liability Insurance?
  • Professional Indemnity protects a professional person or firm against claims for breach of professional duty, negligence, errors or omissions.
  • Public Liability provides cover for legal liability arising out of injury to persons or damage to property.
Why does a Professional in general require this cover?
  • Any professional who is responsible for delivery of a professional service, advice, specification or analysis may be held liable by his or her client for breach of professional duty, negligence, error or omission whether actual or alleged.
  • If he/she, or his/her firm, does not have Professional Indemnity Insurance then he or she, will have to meet the claim themselves or pay for their own legal defence costs (which can be very expensive) just to prove their innocence.
  • Many professions, besides executing their professional duties, are often engaged on site or at customer premises, for example, if the professional causes injury to persons or damage to property, not necessarily arising out of the execution of their professional duties, then they need to be covered for Public Liability claims against them or their firm.
Services provided by PIFRS encompass all aspects of advising and managing client's risks including:
  • Risk Assessment and Mitigation
  • Claims advisory services and management
  • Advice on selection of Limits of Indemnity
  • Legal advice on Contractual matters
  • Practice Management
PIFRS have facilities both locally and overseas and are proud to partner (inter alia) with the following:
  • Manwood Underwriters (Pty) Ltd who underwrite on behalf of Centriq (a Santam company).
  • Hollard Insurance Company
  • Camargue Underwriters underwriting for Mutual & Federal.
  • Leppard & Associates (Pty) Ltd t/as SCS Underwriting Managers on behalf of Lloyd's.
  • Lombard Insurance Company Ltd in association with SCS Underwriting Managers
  • Stalker Hutchinson Admiral who are the largest Underwriters of Professional Indemnity and Financial Institutions in the market and are backed by Santam Insurance Company
  • AIG Insurance Company
  • Lloyds of London
  • Arch Insurance
  • Zurich Insurance Company


Accounting, Audit & Tax
Business Managers/Consultants
Construction & Contractors
Engineers & Engineering
Financial Services Providers
IT Professionals
Pharmacists Individual Cover
Pharmacy Cover
Project Managers
Property Professionals
Quantity Surveyors
Recruitment Professionals


Switchboard: 011 510 1300
Physical Address: 23 Hobart Road
First Floor, Block A
Hobart Square Office Park
Postal Address: PO Box 71431
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