PIFRS is an authorised financial services provider
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Insurance Brokers and Risk Advisors to the Professionals and the Financial Services Industry

PIFRS provides a full broking service to all Professional service providers in regard to their Professional Indemnity and liability insurance covers.

PIFRS provides specialist advice in various industries some of which include:
  • Architects
  • Engineers
  • Quanitity Surveyors
  • Financial Intermediaries
  • Accountants
  • Project Managers
  • Auctioneers
What is Professional Indemnity & Public Liability Insurance?
  • Professional Indemnity protects a professional person or firm against claims for breach of professional duty, negligence, errors or omissions.
  • Public Liability provides cover for legal liability arising out of injury to persons or damage to property.
Why does a Professional in general require this cover?
  • Any professional who is responsible for delivery of a professional service, advice, specification or analysis may be held liable by his or her client for breach of professional duty, negligence, error or omission whether actual or alleged.
  • If he/she, or his/her firm, does not have Professional Indemnity Insurance then he or she, will have to meet the claim themselves or pay for their own legal defence costs (which can be very expensive) just to prove their innocence.
  • Many professions, besides executing their professional duties, are often engaged on site or at customer premises, for example, if the professional causes injury to persons or damage to property, not necessarily arising out of the execution of their professional duties, then they need to be covered for Public Liability claims against them or their firm.
Services provided by PIFRS encompass advising and managing clients risks including:
  • Risk Assessment and mitigation
  • Claims advisory services and management
  • Advice on selection of limits of indemnity
PIFRS have facilities both locally and overseas and are proud to partner (inter alia) with the following:
  • Manwood Underwriters (Pty) Ltd who underwrite on behalf of Centriq (a Santam company).
  • Hollard Insurance Company
  • Camargue Underwriters underwriting for Mutual & Federal.
  • Leppard & Associates (Pty) Ltd t/as SCS Underwriting Managers on behalf of Lloyd's.
  • Lombard Insurance Company Ltd in association with SCS Underwriting Managers
  • Stalker Hutchinson Admiral who are the largest Underwriters of Professional Indemnity and Financial Institutions in the market and are backed by Santam Insurance Company
  • AIG Insurance Company
  • Lloyds of London
  • Arch Insurance
  • Zurich Insurance Company


Switchboard: 011 510 1300
Physical Address: 3 Setperk Road,
Postal Address: PO Box 71431
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